Bank Account Verification ensures that the online applicant's bank account is open and in good standing. Creditdiscovery enables clients using an online application, including those using the company's one-of-a-kind ISOexpress® product, to ensure that the Merchant applying for credit has an open bank account with a positive account balance, as well as the absence of non-sufficient-funds activity. Bank Account Verification instantly protects banks by ensuring that the online applicant's bank account is in good standing.