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Creditdiscovery respects each individual's right to personal privacy.
We will collect and use information through our Web site only in the ways
disclosed in this statement. This statement applies solely to information
collected at Creditdiscovery's Web site.
Creditdiscovery collects information through our Web site at several
different points. We collect the following information about primary visitors:
- Social Security Number
- Credit Card Information
- Personal Addresses
- Drivers License Number
We collect the following general data that is not personally identifiable
information:
- Time & length of visit
- Resources accessed
- Number of Visits
- Errors generated by site
- Browser type & version
We verify the accuracy of this information by querying credit repositories
(Equifax, Experian, & TransUnion). We collect this information through
registration forms and automatic logging files. The personally identifiable
information is collected voluntarily through the various registration
forms used with our products. General data as described above is collected
through automatic logging features found on all web servers. Our credit
related products and services are sensitive in nature and regulated by
federal law. To receive our products and services, all personal information
collected or requested on this site is mandatory. We employ cookies. A
cookie is a small text file that our Web server places on a user's computer
hard drive to be a unique identifier. Cookies enable Creditdiscovery to
track usage patterns and deliver customized content to users. Our cookies
have an expiration date. Our cookies do not collect personally identifiable
information.
The information collected by Creditdiscovery will be used for:
- Communication
- Credit Reporting Transactions
- Financial Transactions
- Authentication
Users who provide information will receive email communications
regarding changes and additions to Creditdiscovery's services and
products. Out of respect for the privacy of our users we present
the option to not receive these types of communications. The information
we collect will be used to create customer profiles based on browsing or
purchasing history. We will also supplement information collected at our
Web site with data from other sources such as credit history to authorize
purchases. There is an important distinction between information you give
to us as a customer, and information you provide for credit reporting
transactions. Credit transaction information supplied by you
(our direct customer) or by your customer is used for credit reporting
transactions only. Creditdiscovery will only store credit transaction
data for a period of 30 days. After 30 days, transaction data collected
from users and credit repositories will be deleted. We share data with
the following third parties:
As mentioned previously, data shared with credit repositories is used for
delivery of Creditdiscovery's services. Credit card and financial information
is sent to Verisign & Novatel to facilitate payment for Creditdiscovery's
services. In cases where we offer external links to other websites not
controlled by Creditdiscovery, please read their privacy policies. These
external site's standards may differ from ours. Creditdiscovery will
continue to grow and evolve its products and services. If our policy on
information collection and uses changes, we will advise you by email,
post it on our website , or publish it in our news letter 15 days before
the changes are implemented.
Creditdiscovery maintains the accuracy of our information by running your
credit. Users may access their own personal information and contact us
about inaccuracies they may find by viewing their personal accounts page.
Users may delete their information from our database by requesting a
termination of services. A 30-day notice of termination can be sent to
corporate@creditdiscovery.com. Your information will then be deleted on
the 30th day if all previous financial obligations between you and
Creditdiscovery have been met.
If problems arise, users may contact Creditdiscovery by:
We are committed to resolving disputes within 10 days.
Creditdiscovery protects user information by using the industry standard's
best practices such as utilization of a Firewall and SSL encryption. We
only display the last 5 digits of your credit card numbers when implanting
a transaction or displaying your personal account information. Of course we
send the entire credit card number to our payment processing center via
128bit secure connection. It is important for you to protect against
unauthorized access of your password and your computer. Be sure to sign
off when finished using a shared computer.
Your continued use of Creditdiscovery's services IMPLICITLY CONSENTS
to the published privacy policy above. If you have any questions regarding
this policy or wish to revoke consent please contact
corporate@Creditdiscovery.com.
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